Thought Partnering with Kathryn Kubiak-Rizzone

In this heartfelt and engaging episode, Tara sits down with Kathryn Kubiak-Rizzone, a former physical therapist turned financial planner and founder of About Time Financial Planning. Kathryn shares her inspiring journey from healthcare to financial advising, weaving in stories of motherhood, identity, intentionality, and purpose. Her thoughtful approach to financial planning is grounded in values, inclusion, and empowerment — helping clients align their financial lives with what matters most.

Kathryn’s evolution into financial planning wasn’t linear — but it was deeply intentional. You’ll hear how she navigated career change, COVID-era parenting, launching a practice, and growing a mission-driven business on her own terms.

📝 Topics Covered:

• Kathryn’s early career in physical therapy and what she carried into financial planning
• The link between physical and financial well-being
• Making a career pivot during the pandemic with three kids at home
• Building About Time Financial Planning with transparency, inclusion, and empowerment as guiding values
• Why there’s “no one best exercise — or best financial plan” for everyone
• Designing a practice that supports your life — not the other way around
• Creating intentional systems to grow a solo firm efficiently
• The power of being a “thought partner” instead of an expert on a pedestal
• Navigating motherhood, entrepreneurship, and identity as an LGBTQ+ family
• Working remotely, the power of mastermind groups, and referral networks without strings
• Recommendations for inclusive finance books and the importance of values-aligned money decisions